Forex Cargo Tracking Track Your Balikbayan Box Online
Forex Cargo Tracking Track Your Balikbayan Box Online
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Just my luck (new investor)
I finally started my investment journey earlier this month. Since timing the market is generally a bad idea, I decided to do a lump sum investment this time. In hindsight, I should have done DCA. Fast forward to now, I'm down 14%, and possible more in the coming weeks/months. The drop does not affect me because I'm in this for the long term. My only regret is had I waited a few more days or did DCA, I would have been in a better position. My plan is to fund my account once a year to save on wire transfer and forex expenses, with my next round of funding being at the end of 2020. However, do you think this current dip in the market is worth taking advantage of? Or will this volatility and/or downtrend continue (at least) until end of 2020? I know it's impossible to predict the future, but I just wanted to get your opinion if you were in my position. I fear I'll be missing out on gains if I wait to fund by end of 2020. EDIT: I forgot to add some details: Age: 27 Country: Philippines Emergency fund: Yes Debt: No Asset allocation: 80% iShares Core MSCI World UCITS ETF, 20% iShares Core Global Aggregate Bond UCITS ETF
Posted this on scams as well but maybe folks around here can help me out. Also, I don't know how to cross post on mobile. Sorry. TLDR: Our mom lost over $3,000 in a trading app called UMarkets. We suspect it might be a scam so we want to find out if we can recover the funds. Update: I'd like to thank everyone who commented on this thread. You have all been very helpful. I will try later to reply to each of the comments here. But first, I'd like to clarify a few things. A couple of hours before I made this post yesterday, I finally mustered the courage to ask our mom what she was up to. Months earlier, she had ask one of our sisters to print a highly suspect document about some money she owed in some offshore bank in Belize. That rang off alarm bells among my sisters and me, unfortunately we kept tiptoeing about it. That Saturday morning, my sister told me about the app that our mom has on her tablet, the UMarkets app. So when she came home from a PTA meeting, I asked her about the document. That's when she told me everything and how she lost her money. It was more of a heart-to-heart talk and I really just offered a listening ear. She just talked freely and truthfully about everything that happened. I warned her that her UMarkets investment might be a scam but I told her that I'll look into it further. I assured her that everything will be alright even if there was no chance of recovering the money she put in. I guess overall she was glad to be able to get this off her chest. Apparently it's been bothering her since the beginning of this year. I told her not to put any money into the app and to stop contacting Marcus. He was still trying to convince her to buy Netflix stocks or trade other commodities like oil. But anyway, after our conversation, I decided to post here on Reddit to ask around and get any leads. I really feel sorry for our mom. She really wants to make money on her own so much that it lead her to this. I guess deep down she just wants a bit of control over her life. She's a house-wife and our dad doesn't let her do anything that much. She has kept everything about this a secret from our dad. This Sunday morning, I told her that after a bit of research, I can say with 100% certainty that the whole UMarkets debacle was a scam and there was no chance of getting the money back. She was still a bit in denial. We told her the only was forward was to block her credit cards, talk to someone in the bank, and try to report the incident to the NBI's cyber crime division. So that's the end of my update.
Sorry if I sound incoherent. I just only found out about this a few minutes ago when we confronted our mother about suspicious transactions she's making. For some background, we live in the Philippines. My mom isn't fluent in English and she did not finish college. She isn't financially literate and to be honest, I'm not really well-versed in investing as well. She's a stay-at-home wife and my sisters and I still live with her and our dad. Anyway, here's a timeline of the events. Last year September, our mom might have seen an ad on Facebook or saw a spam comment so she got interested in investing her money. She somehow got in touch with a guy named Marcus Moreno, a guy who introduced himself as a stock broker based in the UK. He's Filipino so my mom and him often chat through Skype in Filipino. From my understanding he's the one who walked our mom through the whole process of buying and selling stocks on UMarkets. Around September 2018 she made an initial investment of USD 3,750. We don't have that kind of money so she used her credit card and pawned off her jewelry to pay for it. Her stock broker set her up to buy and sell currencies (USD, AUD, JPY if I remember correctly). Her initial investment got wiped out thid January 2019 because, according to Marcus, the yen dipped in value. Her account in UMarkets is blocked for now. This is where it all goes weird for me. I'm not sure if it's because I find it hard to understand the situation or of our mom is having a hard time explaining it. She says Marcus told her that if she wants her money back, she has to make another deposit of USD 1,000. If she doesn't do anything, the USD 3,750 will be lost forever. She googled UMarkets scam and managed to contact a website called MyChargeBack.com, which seems to me specializes in dealing with recovering money lost in forex scams, etc. In an email from the website, they want to redirect her to Dispute2.com, which I'll be looking into in a while. To be honest, I really don't know what to do or who to run to. I just wanna help our mom sort out this mess. I appreciate any help or advise that we can get.
Wibson - Wibson Token Debuts on Coinsuper Exchange and BitForex Exchange
Wibson Token Debuts on Coinsuper Exchange We are very happy to announce that the Wibson token (WIB) has made its debut on Coinsuper, a leading Hong Kong-based digital currency exchange. The token is now live and available. Have a look at the Coinsuper page for Wibson here and sign-up for a Coinsuper account so you may acquire Wibson tokens. The Wibson token went live with the Wibson marketplace launch in early October last year and has already supported more than 85,000 data transactions from more than 7,000 participants. To date, more than one million WIBS have been used in transactions by Wibson users. With the addition of Coinsuper as a partner exchange for the Wibson token, our community will have an even greater number of options to participate in the marketplace. Coinsuper is a leading digital asset trading platform based in Hong Kong with extensive experience in financial advisory, compliance, wealth management, cryptocurrency and financial technology. Coinsuper deals extensively with fiat trading, meeting the highest standards of compliance and regulatory abidance. Coinsuper leverages their network to bring financial institutions, professional investors and alliance partners together to accelerate a path towards the crypto market and adopts methods such as SSL encryption technology, multi-signature cryptocurrency wallets, and offline capital management to ensure the security and stability of the platform. We look forward to a long and mutually supportive partnership with Coinsuper! ** Please note that Wibson utility tokens will only be available for sale in certain countries. In particular, WIB will not be sold to US residents at this time. Wibson Token Debuts on BitForex Exchange We are pleased to announce that the Wibson token (WIB) is now listed for trading on the BitForex exchange. Bitforex is a resource trading platform headquartered in Singapore with offices in Germany, Estonia, Hong Kong, Malaysia, and the Philippines, as well as other countries, and is dedicated to providing users with safe, professional and convenient digital currency trading services. Bitforex provides two-factor authentication (2FA) and IP detection on login to make sure that only the intended users can access the account balances. This is second listing for the Wibson token since the Coinsuper debut last week and provides users with an additional pathway into the Wibson consumer data marketplace. Ws : https://wibson.org/ Bounty0x Username : caylak135246
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